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Mobile Payments

HCE & Tokenization

The WITS HCE & Tokenization solution offers a payment interface service between credit cards, debit cards and HCE payment platforms.The solution uses an NFC mobile application to simulate a secure element (SE). This allows users to conduct NFC transactions with the mobile device. It also allows the card issuer to store and manage the transaction account data in a secure Cloud server. The process enables – in real-time - mobile phones to apply for mobile credit cards (TPAN), banks to offer TPAN services, as well as mobile customers to download tokens and conduct transaction payments.

WITS introduced this application for leading banks in Taiwan since November 2015.


Wistron ITS' technical consulting services provide the following:


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